💰 Payments & NZD 💳 Withdrawals

How do I get paid back on an online casino?

👤 By Payments Specialist 📅 Updated March 2026 ⏱ 6 min read

Short answer

To get paid back from an online casino, complete KYC verification, go to the cashier, select withdrawal, choose your payment method, and confirm the request. If payment is delayed, escalate to customer support, then ADR provider (IBAS, eCOGRA). For unlicensed casinos, chargeback through your bank may be the only option.

📖 Standard withdrawal process

Step Action Timeframe Tips
1 Complete KYC verification 24-72 hours (one-time) Upload ID, proof of address, payment method proof before withdrawal request
2 Check bonus wagering Before withdrawal Ensure all active bonuses have met wagering requirements — incomplete bonuses block withdrawals
3 Go to cashier / banking Instant Select "Withdrawal" — usually same section as deposit
4 Choose payment method Instant Must typically be same method used for deposit
5 Enter withdrawal amount Instant Check minimum withdrawal limits ($10-$50) and maximum limits
6 Confirm request 0-48 hours pending Casino processes withdrawal — pending period is normal
7 Receive funds E-wallets: 0-24h, Cards: 2-5d, Bank: 3-7d Time varies by method — e-wallets fastest

What to do if casino won't pay

  • Step 1: Contact customer support: Use live chat or email. Document everything, get reference number. Ask for reason for delay.
  • Step 2: Escalate to complaints department: Request formal complaint handling. Casino has 8 weeks to respond (UKGC requirement).
  • Step 3: Contact ADR provider: Find ADR listed in casino terms (IBAS, eCOGRA, The Pogg). Submit complaint with evidence.
  • Step 4: File with licensing authority: Report to MGA, UKGC, or Curacao eGaming — they investigate license breaches.
  • Step 5: Post on complaint forums: AskGamblers, CasinoMeister — casinos often respond to public pressure.
  • Step 6: Chargeback via bank/card: Contact your bank, provide evidence of non-payment. Must be within 120 days of deposit.
  • Step 7: Legal action: Last resort for large amounts — small claims court if casino is within jurisdiction.

🏆 Evidence to collect:

• Screenshots: account balance, withdrawal requests, game history, bonus terms
• Transaction records: deposit confirmations, withdrawal attempts, bank statements
• Communication logs: email threads, live chat transcripts
• License information: casino's license number and regulator from footer
• ADR details: which dispute resolution provider is listed in terms

🏆 Tips to get paid faster:

• Complete KYC immediately after registration — don't wait for withdrawal
• Use e-wallets (Skrill, Neteller) — fastest payout method
• Read bonus terms — avoid bonuses with high wagering (50x+) or max cashout
• Start with small withdrawal to test process before requesting large amounts

🏆 Top 3 Casinos 2026

LD
Lucky Dreams
★★★★★ 4.9
Bonus
$1200
Curacao license Instant payouts
Play Now →
NS
Neospin Casino
★★★★☆ 4.7
Bonus
$1000
Malta license 15 min
Play Now →
JC
Just Casino
★★★★☆ 4.6
Bonus
$800
UK license NZD
Play Now →

More from Legal & Safety